2020 PHP to XDR Historical Review

YEARLY HIGH

0.0147 XDR

YEARLY LOW

0.0140 XDR

YEARLY AVERAGE

0.0145 XDR

2020 PHP to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0147. Conversely, the yearly low was recorded on March 12, dropping to 0.0140.

This high-to-low spread represents a total annual volatility of 0.0007 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0143 to the December average rate of 0.0145, the exchange rate registered a net change of 1.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0147 was up 2.03% compared to the 2019 peak of 0.0144, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 3,675 XDR

2019 Average 3,490 XDR

Yearly Trough Low 3,511 XDR

Transaction Impact: A difference of 164.06 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0146

0.0142

JanuMarcMayJulySeptNove

PHP to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0144, compared to 0.0146 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0144

H2 Avg (Jul–Dec) 0.0146

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0005 XDR (High: 0.0146 / Low: 0.0140). On the other end, October was the most stable month, with a tight range of 0.0001 XDR (High: 0.0146 / Low: 0.0145).

March Spread (Volatile) ±0.0005

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 0.0146) against the same month in 2019 (average: 0.0140), the exchange rate shifted by +0.0005 (+3.91%).

2020 Avg (September) 0.0146

2019 Avg (September) 0.0140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0144	0.0141	0.0143
February	0.0145	0.0142	0.0144
March	0.0146	0.0140	0.0143
April	0.0146	0.0143	0.0145
May	0.0146	0.0144	0.0145
June	0.0146	0.0143	0.0145
July	0.0147	0.0144	0.0146
August	0.0146	0.0144	0.0145
September	0.0147	0.0145	0.0146
October	0.0146	0.0145	0.0146
November	0.0147	0.0145	0.0146
December	0.0146	0.0143	0.0145