YEARLY HIGH
0.0121 XDR
YEARLY LOW
0.0113 XDR
YEARLY AVERAGE
0.0117 XDR

2026 PHP to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 20, valuing the pair at 0.0121. Conversely, the yearly low was recorded on April 30, dropping to 0.0113.

This high-to-low spread represents a total annual volatility of 0.0008 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0118 to the December average rate of 0.0116, the exchange rate registered a net change of -1.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0121 was down 10.28% compared to the 2025 peak of 0.0135, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 3,034 XDR
2025 Average 3,138 XDR
Yearly Trough Low 2,830 XDR
Transaction Impact: A difference of 204.65 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0119
0.0113
JanuMarcMayJuly

PHP to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0117, compared to 0.0116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0117
H2 Avg (Jul–Dec) 0.0116

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0008 XDR (High: 0.0121 / Low: 0.0113). On the other end, May was the most stable month, with a tight range of 0.0001 XDR (High: 0.0114 / Low: 0.0114).

June Spread (Volatile) ±0.0008
May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0116) against the same month in 2025 (average: 0.0126), the exchange rate shifted by -0.0010 (-8.15%).

2026 Avg (June) 0.0116
2025 Avg (June) 0.0126

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0118 0.0116 0.0118
February 0.0120 0.0117 0.0119
March 0.0121 0.0117 0.0118
April 0.0118 0.0113 0.0116
May 0.0114 0.0114 0.0114
June 0.0121 0.0113 0.0116
July 0.0116 0.0115 0.0116