2014 PKR to BAM Historical Review

YEARLY HIGH

0.0160 BAM

YEARLY LOW

0.0135 BAM

YEARLY AVERAGE

0.0146 BAM

2014 PKR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PKR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0160. Conversely, the yearly low was recorded on January 1, dropping to 0.0135.

This high-to-low spread represents a total annual volatility of 0.0025 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0136 to the December average rate of 0.0158, the exchange rate registered a net change of 15.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0160 was up 3.29% compared to the 2013 peak of 0.0155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 8,018 BAM

2013 Average 7,271 BAM

Yearly Trough Low 6,744 BAM

Transaction Impact: A difference of 1,274.32 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0160

0.0134

JanuMarcMayJulySeptNove

PKR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0142, compared to 0.0151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0142

H2 Avg (Jul–Dec) 0.0151

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0010 BAM (High: 0.0145 / Low: 0.0135). On the other end, February was the most stable month, with a tight range of 0.0002 BAM (High: 0.0137 / Low: 0.0136).

March Spread (Volatile) ±0.0010

February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0158) against the same month in 2013 (average: 0.0133), the exchange rate shifted by +0.0024 (+18.10%).

2014 Avg (December) 0.0158

2013 Avg (December) 0.0133

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0137	0.0135	0.0136
February	0.0137	0.0136	0.0136
March	0.0145	0.0135	0.0141
April	0.0147	0.0143	0.0145
May	0.0146	0.0142	0.0144
June	0.0147	0.0145	0.0146
July	0.0148	0.0145	0.0146
August	0.0148	0.0146	0.0147
September	0.0151	0.0146	0.0148
October	0.0152	0.0149	0.0150
November	0.0156	0.0152	0.0154
December	0.0160	0.0154	0.0158