2020 PKR to BAM Historical Review

YEARLY HIGH

0.0118 BAM

YEARLY LOW

0.0097 BAM

YEARLY AVERAGE

0.0106 BAM

2020 PKR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 0.0118. Conversely, the yearly low was recorded on August 19, dropping to 0.0097.

This high-to-low spread represents a total annual volatility of 0.0020 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0114 to the December average rate of 0.0100, the exchange rate registered a net change of -11.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0118 was down 5.87% compared to the 2019 peak of 0.0125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 5,876 BAM

2019 Average 5,830 BAM

Yearly Trough Low 4,862 BAM

Transaction Impact: A difference of 1,014.39 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0118

0.0097

JanuMarcMayJulySeptNove

PKR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0111, compared to 0.0101 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0111

H2 Avg (Jul–Dec) 0.0101

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0009 BAM (High: 0.0115 / Low: 0.0107). On the other end, August was the most stable month, with a tight range of 0.0003 BAM (High: 0.0100 / Low: 0.0097).

March Spread (Volatile) ±0.0009

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0116) against the same month in 2019 (average: 0.0124), the exchange rate shifted by -0.0008 (-6.10%).

2020 Avg (February) 0.0116

2019 Avg (February) 0.0124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0115	0.0112	0.0114
February	0.0118	0.0114	0.0116
March	0.0115	0.0107	0.0112
April	0.0113	0.0107	0.0109
May	0.0114	0.0108	0.0112
June	0.0108	0.0103	0.0105
July	0.0104	0.0098	0.0102
August	0.0100	0.0097	0.0098
September	0.0101	0.0099	0.0100
October	0.0104	0.0101	0.0102
November	0.0105	0.0102	0.0104
December	0.0102	0.0099	0.0100