YEARLY HIGH
0.5509 BDT
YEARLY LOW
0.5023 BDT
YEARLY AVERAGE
0.5248 BDT

2020 PKR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.5509. Conversely, the yearly low was recorded on August 15, dropping to 0.5023.

This high-to-low spread represents a total annual volatility of 0.0486 BDT. From a start-to-finish perspective, comparing the January average rate of 0.5483 to the December average rate of 0.5290, the exchange rate registered a net change of -3.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5509 was down 9.00% compared to the 2019 peak of 0.6054, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 275,451 BDT
2019 Average 281,754 BDT
Yearly Trough Low 251,152 BDT
Transaction Impact: A difference of 24,299.25 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5546
0.5001
JanuMarcMayJulySeptNove

PKR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5321, compared to 0.5174 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0147 points.

H1 Avg (Jan–Jun) 0.5321
H2 Avg (Jul–Dec) 0.5174

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0392 BDT (High: 0.5508 / Low: 0.5116). On the other end, February was the most stable month, with a tight range of 0.0018 BDT (High: 0.5509 / Low: 0.5491).

March Spread (Volatile) ±0.0392
February Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0201 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0201

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.5500) against the same month in 2019 (average: 0.6027), the exchange rate shifted by -0.0527 (-8.75%).

2020 Avg (February) 0.5500
2019 Avg (February) 0.6027

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5495 0.5470 0.5483
February 0.5509 0.5491 0.5500
March 0.5508 0.5116 0.5359
April 0.5309 0.5059 0.5158
May 0.5358 0.5209 0.5298
June 0.5208 0.5049 0.5128
July 0.5110 0.5043 0.5072
August 0.5120 0.5023 0.5046
September 0.5126 0.5093 0.5108
October 0.5289 0.5133 0.5207
November 0.5363 0.5269 0.5321
December 0.5315 0.5278 0.5290