YEARLY HIGH
0.5575 BDT
YEARLY LOW
0.4808 BDT
YEARLY AVERAGE
0.5233 BDT

2021 PKR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 0.5575. Conversely, the yearly low was recorded on December 26, dropping to 0.4808.

This high-to-low spread represents a total annual volatility of 0.0767 BDT. From a start-to-finish perspective, comparing the January average rate of 0.5281 to the December average rate of 0.4832, the exchange rate registered a net change of -8.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5575 was up 1.19% compared to the 2020 peak of 0.5509, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 278,730 BDT
2020 Average 262,349 BDT
Yearly Trough Low 240,383 BDT
Transaction Impact: A difference of 38,347.38 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5602
0.4762
JanuMarcMayJulySeptNove

PKR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5418, compared to 0.5047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0371 points.

H1 Avg (Jan–Jun) 0.5418
H2 Avg (Jul–Dec) 0.5047

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0200 BDT (High: 0.5058 / Low: 0.4859). On the other end, January was the most stable month, with a tight range of 0.0037 BDT (High: 0.5294 / Low: 0.5257).

November Spread (Volatile) ±0.0200
January Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0140 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.5531) against the same month in 2020 (average: 0.5298), the exchange rate shifted by +0.0233 (+4.40%).

2021 Avg (May) 0.5531
2020 Avg (May) 0.5298

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5294 0.5257 0.5281
February 0.5374 0.5285 0.5319
March 0.5554 0.5367 0.5427
April 0.5559 0.5495 0.5532
May 0.5575 0.5462 0.5531
June 0.5493 0.5357 0.5421
July 0.5385 0.5221 0.5300
August 0.5221 0.5107 0.5160
September 0.5099 0.5012 0.5063
October 0.5024 0.4889 0.4980
November 0.5058 0.4859 0.4949
December 0.4896 0.4808 0.4832