2020 PKR to GMD Historical Review

YEARLY HIGH

0.3321 GMD

YEARLY LOW

0.3040 GMD

YEARLY AVERAGE

0.3183 GMD

2020 PKR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.3321. Conversely, the yearly low was recorded on April 7, dropping to 0.3040.

This high-to-low spread represents a total annual volatility of 0.0281 GMD. From a start-to-finish perspective, comparing the January average rate of 0.3308 to the December average rate of 0.3229, the exchange rate registered a net change of -2.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3321 was down 7.11% compared to the 2019 peak of 0.3575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 166,054 GMD

2019 Average 167,188 GMD

Yearly Trough Low 152,016 GMD

Transaction Impact: A difference of 14,037.87 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3330

0.3060

JanuMarcMayJulySeptNove

PKR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3208, compared to 0.3159 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.3208

H2 Avg (Jul–Dec) 0.3159

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0245 GMD (High: 0.3308 / Low: 0.3063). On the other end, February was the most stable month, with a tight range of 0.0017 GMD (High: 0.3311 / Low: 0.3294).

March Spread (Volatile) ±0.0245

February Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0119 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.3308) against the same month in 2019 (average: 0.3549), the exchange rate shifted by -0.0242 (-6.81%).

2020 Avg (January) 0.3308

2019 Avg (January) 0.3549

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3321	0.3292	0.3308
February	0.3311	0.3294	0.3305
March	0.3308	0.3063	0.3218
April	0.3188	0.3040	0.3099
May	0.3224	0.3164	0.3202
June	0.3159	0.3072	0.3116
July	0.3115	0.3071	0.3095
August	0.3130	0.3069	0.3083
September	0.3132	0.3108	0.3118
October	0.3225	0.3136	0.3179
November	0.3274	0.3215	0.3249
December	0.3243	0.3221	0.3229