2014 PKR to HTG Historical Review

YEARLY HIGH

0.4657 HTG

YEARLY LOW

0.3697 HTG

YEARLY AVERAGE

0.4412 HTG

2014 PKR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PKR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.4657. Conversely, the yearly low was recorded on February 25, dropping to 0.3697.

This high-to-low spread represents a total annual volatility of 0.0960 HTG. From a start-to-finish perspective, comparing the January average rate of 0.4070 to the December average rate of 0.4613, the exchange rate registered a net change of 13.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4657 was up 5.84% compared to the 2013 peak of 0.4400, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 232,841 HTG

2013 Average 209,791 HTG

Yearly Trough Low 184,831 HTG

Transaction Impact: A difference of 48,009.57 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4691

0.3760

JanuMarcMayJulySeptNove

PKR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4340, compared to 0.4484 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0144 points.

H1 Avg (Jan–Jun) 0.4340

H2 Avg (Jul–Dec) 0.4484

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0488 HTG (High: 0.4185 / Low: 0.3697). On the other end, July was the most stable month, with a tight range of 0.0050 HTG (High: 0.4577 / Low: 0.4528).

February Spread (Volatile) ±0.0488

July Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0233 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0233

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.4613) against the same month in 2013 (average: 0.3796), the exchange rate shifted by +0.0817 (+21.53%).

2014 Avg (December) 0.4613

2013 Avg (December) 0.3796

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4148	0.3933	0.4070
February	0.4185	0.3697	0.3837
March	0.4604	0.4186	0.4416
April	0.4648	0.4527	0.4577
May	0.4580	0.4528	0.4561
June	0.4610	0.4531	0.4578
July	0.4577	0.4528	0.4546
August	0.4574	0.4382	0.4490
September	0.4401	0.4339	0.4371
October	0.4394	0.4325	0.4364
November	0.4580	0.4381	0.4522
December	0.4657	0.4564	0.4613