2015 PKR to HTG Historical Review

YEARLY HIGH

0.5585 HTG

YEARLY LOW

0.4573 HTG

YEARLY AVERAGE

0.4939 HTG

2015 PKR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PKR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 0.5585. Conversely, the yearly low was recorded on March 18, dropping to 0.4573.

This high-to-low spread represents a total annual volatility of 0.1012 HTG. From a start-to-finish perspective, comparing the January average rate of 0.4618 to the December average rate of 0.5388, the exchange rate registered a net change of 16.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5585 was up 19.93% compared to the 2014 peak of 0.4657, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 279,247 HTG

2014 Average 220,794 HTG

Yearly Trough Low 228,628 HTG

Transaction Impact: A difference of 50,618.39 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5476

0.4513

JanuMarcMayJulySeptNove

PKR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4647, compared to 0.5231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0584 points.

H1 Avg (Jan–Jun) 0.4647

H2 Avg (Jul–Dec) 0.5231

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0537 HTG (High: 0.5564 / Low: 0.5027). On the other end, January was the most stable month, with a tight range of 0.0028 HTG (High: 0.4633 / Low: 0.4605).

August Spread (Volatile) ±0.0537

January Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0172 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0172

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.5396) against the same month in 2014 (average: 0.4546), the exchange rate shifted by +0.0850 (+18.69%).

2015 Avg (July) 0.5396

2014 Avg (July) 0.4546

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4633	0.4605	0.4618
February	0.4620	0.4573	0.4594
March	0.4659	0.4573	0.4610
April	0.4678	0.4643	0.4666
May	0.4705	0.4651	0.4683
June	0.4787	0.4682	0.4713
July	0.5585	0.5113	0.5396
August	0.5564	0.5027	0.5224
September	0.5136	0.5036	0.5074
October	0.5180	0.5071	0.5118
November	0.5271	0.5106	0.5187
December	0.5436	0.5279	0.5388