YEARLY HIGH
0.4850 INR
YEARLY LOW
0.4369 INR
YEARLY AVERAGE
0.4583 INR

2020 PKR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.4850. Conversely, the yearly low was recorded on August 30, dropping to 0.4369.

This high-to-low spread represents a total annual volatility of 0.0482 INR. From a start-to-finish perspective, comparing the January average rate of 0.4606 to the December average rate of 0.4596, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4850 was down 6.03% compared to the 2019 peak of 0.5162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 242,524 INR
2019 Average 235,049 INR
Yearly Trough Low 218,427 INR
Transaction Impact: A difference of 24,096.83 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4751
0.4400
JanuMarcMayJulySeptNove

PKR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4647, compared to 0.4520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0127 points.

H1 Avg (Jan–Jun) 0.4647
H2 Avg (Jul–Dec) 0.4520

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0321 INR (High: 0.4850 / Low: 0.4529). On the other end, September was the most stable month, with a tight range of 0.0048 INR (High: 0.4456 / Low: 0.4409).

March Spread (Volatile) ±0.0321
September Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0146 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4709) against the same month in 2019 (average: 0.4978), the exchange rate shifted by -0.0269 (-5.41%).

2020 Avg (March) 0.4709
2019 Avg (March) 0.4978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4643 0.4567 0.4606
February 0.4678 0.4603 0.4637
March 0.4850 0.4529 0.4709
April 0.4770 0.4518 0.4632
May 0.4789 0.4638 0.4721
June 0.4632 0.4491 0.4575
July 0.4526 0.4433 0.4480
August 0.4500 0.4369 0.4437
September 0.4456 0.4409 0.4429
October 0.4650 0.4438 0.4518
November 0.4730 0.4612 0.4658
December 0.4613 0.4561 0.4596