2021 PKR to INR Historical Review

YEARLY HIGH

0.4935 INR

YEARLY LOW

0.4171 INR

YEARLY AVERAGE

0.4546 INR

2021 PKR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 0.4935. Conversely, the yearly low was recorded on December 30, dropping to 0.4171.

This high-to-low spread represents a total annual volatility of 0.0764 INR. From a start-to-finish perspective, comparing the January average rate of 0.4552 to the December average rate of 0.4247, the exchange rate registered a net change of -6.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4935 was up 1.73% compared to the 2020 peak of 0.4850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 246,728 INR

2020 Average 229,145 INR

Yearly Trough Low 208,529 INR

Transaction Impact: A difference of 38,199.42 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4924

0.4186

JanuMarcMayJulySeptNove

PKR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4688, compared to 0.4405 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0283 points.

H1 Avg (Jan–Jun) 0.4688

H2 Avg (Jul–Dec) 0.4405

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0197 INR (High: 0.4575 / Low: 0.4378). On the other end, January was the most stable month, with a tight range of 0.0045 INR (High: 0.4582 / Low: 0.4537).

August Spread (Volatile) ±0.0197

January Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0159 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.4863) against the same month in 2020 (average: 0.4632), the exchange rate shifted by +0.0231 (+4.98%).

2021 Avg (April) 0.4863

2020 Avg (April) 0.4632

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4582	0.4537	0.4552
February	0.4671	0.4540	0.4570
March	0.4798	0.4617	0.4662
April	0.4935	0.4779	0.4863
May	0.4847	0.4673	0.4776
June	0.4727	0.4673	0.4707
July	0.4742	0.4575	0.4658
August	0.4575	0.4378	0.4499
September	0.4400	0.4332	0.4369
October	0.4417	0.4276	0.4358
November	0.4390	0.4230	0.4297
December	0.4290	0.4171	0.4247