2020 PKR to NGN Historical Review

YEARLY HIGH

2.4635 NGN

YEARLY LOW

2.1980 NGN

YEARLY AVERAGE

2.3504 NGN

2020 PKR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 2.4635. Conversely, the yearly low was recorded on April 5, dropping to 2.1980.

This high-to-low spread represents a total annual volatility of 0.2655 NGN. From a start-to-finish perspective, comparing the January average rate of 2.3413 to the December average rate of 2.3950, the exchange rate registered a net change of 2.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4635 was down 6.06% compared to the 2019 peak of 2.6223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 1,231,744 NGN

2019 Average 1,202,166 NGN

Yearly Trough Low 1,098,979 NGN

Transaction Impact: A difference of 132,764.98 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4400

2.2781

JanuMarcMayJulySeptNove

PKR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3577, compared to 2.3432 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0145 points.

H1 Avg (Jan–Jun) 2.3577

H2 Avg (Jul–Dec) 2.3432

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.2397 NGN (High: 2.4377 / Low: 2.1980). On the other end, January was the most stable month, with a tight range of 0.0183 NGN (High: 2.3520 / Low: 2.3338).

April Spread (Volatile) ±0.2397

January Spread (Stable) ±0.0183

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0871 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0871

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.3950) against the same month in 2019 (average: 2.3406), the exchange rate shifted by +0.0544 (+2.32%).

2020 Avg (December) 2.3950

2019 Avg (December) 2.3406

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3520	2.3338	2.3413
February	2.3718	2.3438	2.3579
March	2.3971	2.2776	2.3418
April	2.4377	2.1980	2.3391
May	2.4603	2.3764	2.4265
June	2.3747	2.3045	2.3394
July	2.3335	2.3011	2.3181
August	2.3276	2.2472	2.2916
September	2.3364	2.2941	2.3110
October	2.3720	2.3108	2.3462
November	2.4161	2.3701	2.3972
December	2.4635	2.3620	2.3950