2020 PKR to SCR Historical Review

YEARLY HIGH

0.1327 SCR

YEARLY LOW

0.0792 SCR

YEARLY AVERAGE

0.1059 SCR

2020 PKR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.1327. Conversely, the yearly low was recorded on March 16, dropping to 0.0792.

This high-to-low spread represents a total annual volatility of 0.0535 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0883 to the December average rate of 0.1322, the exchange rate registered a net change of 49.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1327 was up 33.19% compared to the 2019 peak of 0.0996, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 66,347 SCR

2019 Average 45,667 SCR

Yearly Trough Low 39,605 SCR

Transaction Impact: A difference of 26,742.46 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1368

0.0818

JanuMarcMayJulySeptNove

PKR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0962, compared to 0.1156 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0194 points.

H1 Avg (Jan–Jun) 0.0962

H2 Avg (Jul–Dec) 0.1156

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0268 SCR (High: 0.1094 / Low: 0.0826). On the other end, September was the most stable month, with a tight range of 0.0008 SCR (High: 0.1085 / Low: 0.1077).

April Spread (Volatile) ±0.0268

September Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0024 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1322) against the same month in 2019 (average: 0.0884), the exchange rate shifted by +0.0438 (+49.54%).

2020 Avg (December) 0.1322

2019 Avg (December) 0.0884

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0887	0.0828	0.0883
February	0.0893	0.0861	0.0885
March	0.0889	0.0792	0.0863
April	0.1094	0.0826	0.0996
May	0.1129	0.1001	0.1085
June	0.1088	0.1008	0.1061
July	0.1074	0.1048	0.1056
August	0.1098	0.1056	0.1063
September	0.1085	0.1077	0.1081
October	0.1204	0.1089	0.1136
November	0.1307	0.1205	0.1278
December	0.1327	0.1304	0.1322