2021 PKR to SCR Historical Review

YEARLY HIGH

0.1377 SCR

YEARLY LOW

0.0720 SCR

YEARLY AVERAGE

0.1000 SCR

2021 PKR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.1377. Conversely, the yearly low was recorded on December 8, dropping to 0.0720.

This high-to-low spread represents a total annual volatility of 0.0657 SCR. From a start-to-finish perspective, comparing the January average rate of 0.1322 to the December average rate of 0.0759, the exchange rate registered a net change of -42.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1377 was up 3.77% compared to the 2020 peak of 0.1327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 68,846 SCR

2020 Average 52,983 SCR

Yearly Trough Low 35,978 SCR

Transaction Impact: A difference of 32,867.28 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1415

0.0699

JanuMarcMayJulySeptNove

PKR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1186, compared to 0.0813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0372 points.

H1 Avg (Jan–Jun) 0.1186

H2 Avg (Jul–Dec) 0.0813

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0448 SCR (High: 0.1355 / Low: 0.0906). On the other end, January was the most stable month, with a tight range of 0.0036 SCR (High: 0.1352 / Low: 0.1316).

April Spread (Volatile) ±0.0448

January Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0273 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0273

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.1356) against the same month in 2020 (average: 0.0863), the exchange rate shifted by +0.0492 (+57.02%).

2021 Avg (March) 0.1356

2020 Avg (March) 0.0863

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1352	0.1316	0.1322
February	0.1350	0.1307	0.1328
March	0.1377	0.1316	0.1356
April	0.1355	0.0906	0.1083
May	0.1076	0.0957	0.1029
June	0.1069	0.0932	0.0997
July	0.1026	0.0836	0.0925
August	0.0934	0.0770	0.0834
September	0.0831	0.0754	0.0779
October	0.0859	0.0731	0.0804
November	0.0852	0.0732	0.0779
December	0.0849	0.0720	0.0759