YEARLY HIGH
3.9403 XAF
YEARLY LOW
3.2667 XAF
YEARLY AVERAGE
3.5600 XAF

2020 PKR to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 3.9403. Conversely, the yearly low was recorded on August 18, dropping to 3.2667.

This high-to-low spread represents a total annual volatility of 0.6736 XAF. From a start-to-finish perspective, comparing the January average rate of 3.8181 to the December average rate of 3.3621, the exchange rate registered a net change of -11.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.9403 was down 6.04% compared to the 2019 peak of 4.1938, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 1,970,155 XAF
2019 Average 1,955,164 XAF
Yearly Trough Low 1,633,343 XAF
Transaction Impact: A difference of 336,811.30 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.9515
3.2393
JanuMarcMayJulySeptNove

PKR to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7306, compared to 3.3893 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3414 points.

H1 Avg (Jan–Jun) 3.7306
H2 Avg (Jul–Dec) 3.3893

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2972 XAF (High: 3.8737 / Low: 3.5765). On the other end, August was the most stable month, with a tight range of 0.0727 XAF (High: 3.3394 / Low: 3.2667).

March Spread (Volatile) ±0.2972
August Spread (Stable) ±0.0727

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2232 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2232

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 3.8922) against the same month in 2019 (average: 4.1480), the exchange rate shifted by -0.2558 (-6.17%).

2020 Avg (February) 3.8922
2019 Avg (February) 4.1480

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8568 3.7562 3.8181
February 3.9403 3.8281 3.8922
March 3.8737 3.5765 3.7434
April 3.8060 3.5823 3.6679
May 3.8164 3.6242 3.7428
June 3.6164 3.4685 3.5196
July 3.4941 3.3056 3.4241
August 3.3394 3.2667 3.2987
September 3.4046 3.3266 3.3524
October 3.5016 3.3793 3.4234
November 3.5186 3.4376 3.4750
December 3.4053 3.3235 3.3621