YEARLY HIGH
3.6644 XAF
YEARLY LOW
3.2300 XAF
YEARLY AVERAGE
3.4095 XAF

2021 PKR to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 3.6644. Conversely, the yearly low was recorded on October 26, dropping to 3.2300.

This high-to-low spread represents a total annual volatility of 0.4344 XAF. From a start-to-finish perspective, comparing the January average rate of 3.3572 to the December average rate of 3.2680, the exchange rate registered a net change of -2.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.6644 was down 7.00% compared to the 2020 peak of 3.9403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 1,832,213 XAF
2020 Average 1,779,380 XAF
Yearly Trough Low 1,615,004 XAF
Transaction Impact: A difference of 217,209.61 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.6119
3.2367
JanuMarcMayJulySeptNove

PKR to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4801, compared to 3.3390 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1411 points.

H1 Avg (Jan–Jun) 3.4801
H2 Avg (Jul–Dec) 3.3390

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.2248 XAF (High: 3.6644 / Low: 3.4396). On the other end, February was the most stable month, with a tight range of 0.0535 XAF (High: 3.4392 / Low: 3.3857).

March Spread (Volatile) ±0.2248
February Spread (Stable) ±0.0535

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0836 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0836

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 3.5315) against the same month in 2020 (average: 3.7434), the exchange rate shifted by -0.2119 (-5.66%).

2021 Avg (March) 3.5315
2020 Avg (March) 3.7434

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3898 3.3140 3.3572
February 3.4392 3.3857 3.4030
March 3.6644 3.4396 3.5315
April 3.6481 3.5151 3.5806
May 3.5733 3.4651 3.5235
June 3.5252 3.4570 3.4849
July 3.5225 3.3993 3.4667
August 3.4202 3.3311 3.3832
September 3.3309 3.2720 3.3079
October 3.3255 3.2300 3.2900
November 3.3439 3.2621 3.3182
December 3.3059 3.2354 3.2680