2020 PLN to BBD Historical Review

YEARLY HIGH

0.5526 BBD

YEARLY LOW

0.4662 BBD

YEARLY AVERAGE

0.5140 BBD

2020 PLN to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.5526. Conversely, the yearly low was recorded on March 19, dropping to 0.4662.

This high-to-low spread represents a total annual volatility of 0.0863 BBD. From a start-to-finish perspective, comparing the January average rate of 0.5228 to the December average rate of 0.5438, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5526 was up 2.87% compared to the 2019 peak of 0.5372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 11,051 BBD

2019 Average 10,423 BBD

Yearly Trough Low 9,325 BBD

Transaction Impact: A difference of 1,726.61 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5504

0.4716

JanuMarcMayJulySeptNove

PLN to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4998, compared to 0.5282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0284 points.

H1 Avg (Jan–Jun) 0.4998

H2 Avg (Jul–Dec) 0.5282

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0612 BBD (High: 0.5275 / Low: 0.4662). On the other end, August was the most stable month, with a tight range of 0.0132 BBD (High: 0.5458 / Low: 0.5326).

March Spread (Volatile) ±0.0612

August Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0212 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0212

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5438) against the same month in 2019 (average: 0.5203), the exchange rate shifted by +0.0235 (+4.52%).

2020 Avg (December) 0.5438

2019 Avg (December) 0.5203

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5291	0.5137	0.5228
February	0.5181	0.5037	0.5102
March	0.5275	0.4662	0.4994
April	0.4859	0.4708	0.4781
May	0.5004	0.4737	0.4821
June	0.5135	0.5001	0.5064
July	0.5385	0.5028	0.5151
August	0.5458	0.5326	0.5374
September	0.5433	0.5090	0.5268
October	0.5300	0.5050	0.5188
November	0.5337	0.5048	0.5271
December	0.5526	0.5370	0.5438