YEARLY HIGH
0.5479 BBD
YEARLY LOW
0.4775 BBD
YEARLY AVERAGE
0.5186 BBD

2021 PLN to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 0.5479. Conversely, the yearly low was recorded on November 22, dropping to 0.4775.

This high-to-low spread represents a total annual volatility of 0.0704 BBD. From a start-to-finish perspective, comparing the January average rate of 0.5366 to the December average rate of 0.4900, the exchange rate registered a net change of -8.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5479 was down 0.85% compared to the 2020 peak of 0.5526, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,958 BBD
2020 Average 10,281 BBD
Yearly Trough Low 9,551 BBD
Transaction Impact: A difference of 1,407.23 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5428
0.4852
JanuMarcMayJulySeptNove

PLN to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5313, compared to 0.5058 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0255 points.

H1 Avg (Jan–Jun) 0.5313
H2 Avg (Jul–Dec) 0.5058

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0293 BBD (High: 0.5068 / Low: 0.4775). On the other end, October was the most stable month, with a tight range of 0.0072 BBD (High: 0.5086 / Low: 0.5014).

November Spread (Volatile) ±0.0293
October Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0208 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.5346) against the same month in 2020 (average: 0.5064), the exchange rate shifted by +0.0282 (+5.57%).

2021 Avg (June) 0.5346
2020 Avg (June) 0.5064

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5452 0.5318 0.5366
February 0.5416 0.5318 0.5380
March 0.5327 0.5034 0.5172
April 0.5311 0.5112 0.5245
May 0.5464 0.5248 0.5371
June 0.5479 0.5212 0.5346
July 0.5271 0.5130 0.5187
August 0.5222 0.5096 0.5153
September 0.5272 0.5008 0.5154
October 0.5086 0.5014 0.5051
November 0.5068 0.4775 0.4906
December 0.4956 0.4853 0.4900