YEARLY HIGH
0.2244 EUR
YEARLY LOW
0.2122 EUR
YEARLY AVERAGE
0.2191 EUR

2021 PLN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.2244. Conversely, the yearly low was recorded on November 27, dropping to 0.2122.

This high-to-low spread represents a total annual volatility of 0.0122 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2205 to the December average rate of 0.2167, the exchange rate registered a net change of -1.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2244 was down 5.23% compared to the 2020 peak of 0.2368, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 4,488 EUR
2020 Average 4,502 EUR
Yearly Trough Low 4,244 EUR
Transaction Impact: A difference of 244.26 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2232
0.2143
JanuMarcMayJulySeptNove

PLN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2204, compared to 0.2178 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.2204
H2 Avg (Jul–Dec) 0.2178

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0063 EUR (High: 0.2206 / Low: 0.2143). On the other end, February was the most stable month, with a tight range of 0.0023 EUR (High: 0.2235 / Low: 0.2212).

March Spread (Volatile) ±0.0063
February Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.2221) against the same month in 2020 (average: 0.2250), the exchange rate shifted by -0.0029 (-1.29%).

2021 Avg (June) 0.2221
2020 Avg (June) 0.2250

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2217 0.2191 0.2205
February 0.2235 0.2212 0.2224
March 0.2206 0.2143 0.2173
April 0.2207 0.2172 0.2192
May 0.2233 0.2185 0.2211
June 0.2244 0.2194 0.2221
July 0.2221 0.2175 0.2193
August 0.2211 0.2182 0.2189
September 0.2219 0.2157 0.2189
October 0.2198 0.2162 0.2178
November 0.2182 0.2122 0.2150
December 0.2182 0.2156 0.2167