YEARLY HIGH
0.2326 EUR
YEARLY LOW
0.2089 EUR
YEARLY AVERAGE
0.2203 EUR

2023 PLN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the PLN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 0.2326. Conversely, the yearly low was recorded on February 13, dropping to 0.2089.

This high-to-low spread represents a total annual volatility of 0.0237 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2139 to the December average rate of 0.2308, the exchange rate registered a net change of 7.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.2326 was up 4.57% compared to the 2022 peak of 0.2224, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 4,652 EUR
2022 Average 4,270 EUR
Yearly Trough Low 4,178 EUR
Transaction Impact: A difference of 474.40 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.2328
0.2088
JanuMarcMayJulySeptNove

PLN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2162, compared to 0.2244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.2162
H2 Avg (Jul–Dec) 0.2244

Volatility Range Comparison

Volatility

The most volatile month in 2023 was January, with a trading range of 0.0107 EUR (High: 0.2222 / Low: 0.2115). On the other end, August was the most stable month, with a tight range of 0.0026 EUR (High: 0.2259 / Low: 0.2233).

January Spread (Volatile) ±0.0107
August Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0069 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2023: 0.2308) against the same month in 2022 (average: 0.2136), the exchange rate shifted by +0.0172 (+8.06%).

2023 Avg (December) 0.2308
2022 Avg (December) 0.2136

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2222 0.2115 0.2139
February 0.2135 0.2089 0.2108
March 0.2140 0.2105 0.2130
April 0.2186 0.2120 0.2151
May 0.2228 0.2148 0.2200
June 0.2261 0.2214 0.2242
July 0.2270 0.2230 0.2250
August 0.2259 0.2233 0.2243
September 0.2236 0.2146 0.2174
October 0.2262 0.2160 0.2217
November 0.2315 0.2238 0.2272
December 0.2326 0.2298 0.2308