YEARLY HIGH
6.7120 HNL
YEARLY LOW
5.8047 HNL
YEARLY AVERAGE
6.3555 HNL

2020 PLN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 6.7120. Conversely, the yearly low was recorded on March 19, dropping to 5.8047.

This high-to-low spread represents a total annual volatility of 0.9072 HNL. From a start-to-finish perspective, comparing the January average rate of 6.4787 to the December average rate of 6.5919, the exchange rate registered a net change of 1.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.7120 was up 0.73% compared to the 2019 peak of 6.6632, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 134,239 HNL
2019 Average 127,944 HNL
Yearly Trough Low 116,095 HNL
Transaction Impact: A difference of 18,144.68 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.7117
5.8868
JanuMarcMayJulySeptNove

PLN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.2179, compared to 6.4930 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2751 points.

H1 Avg (Jan–Jun) 6.2179
H2 Avg (Jul–Dec) 6.4930

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7504 HNL (High: 6.5551 / Low: 5.8047). On the other end, August was the most stable month, with a tight range of 0.1459 HNL (High: 6.7120 / Low: 6.5661).

March Spread (Volatile) ±0.7504
August Spread (Stable) ±0.1459

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2554 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2554

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 6.6430) against the same month in 2019 (average: 6.2868), the exchange rate shifted by +0.3561 (+5.66%).

2020 Avg (August) 6.6430
2019 Avg (August) 6.2868

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.6677 6.3796 6.4787
February 6.4209 6.2153 6.3307
March 6.5551 5.8047 6.2109
April 6.0571 5.8653 5.9555
May 6.2406 5.9141 6.0191
June 6.4047 6.2299 6.3127
July 6.7054 6.2614 6.4088
August 6.7120 6.5661 6.6430
September 6.6958 6.2725 6.5081
October 6.5246 6.2106 6.3749
November 6.4816 6.2011 6.4314
December 6.6895 6.4980 6.5919