YEARLY HIGH
6.7830 HNL
YEARLY LOW
5.7715 HNL
YEARLY AVERAGE
6.2506 HNL

2021 PLN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 6.7830. Conversely, the yearly low was recorded on November 22, dropping to 5.7715.

This high-to-low spread represents a total annual volatility of 1.0115 HNL. From a start-to-finish perspective, comparing the January average rate of 6.5046 to the December average rate of 5.9491, the exchange rate registered a net change of -8.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.7830 was up 1.06% compared to the 2020 peak of 6.7120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 135,660 HNL
2020 Average 127,124 HNL
Yearly Trough Low 115,429 HNL
Transaction Impact: A difference of 20,230.75 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.5803
5.8664
JanuMarcMayJulySeptNove

PLN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.4169, compared to 6.0844 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3324 points.

H1 Avg (Jan–Jun) 6.4169
H2 Avg (Jul–Dec) 6.0844

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.3928 HNL (High: 6.4699 / Low: 6.0771). On the other end, October was the most stable month, with a tight range of 0.1016 HNL (High: 6.1505 / Low: 6.0489).

March Spread (Volatile) ±0.3928
October Spread (Stable) ±0.1016

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2599 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2599

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 6.5046) against the same month in 2020 (average: 6.4787), the exchange rate shifted by +0.0259 (+0.40%).

2021 Avg (January) 6.5046
2020 Avg (January) 6.4787

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7830 6.4265 6.5046
February 6.5732 6.4296 6.5208
March 6.4699 6.0771 6.2609
April 6.4086 6.1678 6.3165
May 6.5827 6.3244 6.4694
June 6.5994 6.2669 6.4289
July 6.3140 6.1011 6.1923
August 6.2378 6.0509 6.1280
September 6.3158 6.0396 6.2103
October 6.1505 6.0489 6.1009
November 6.1201 5.7715 5.9259
December 6.0466 5.8998 5.9491