YEARLY HIGH
81.1704 HUF
YEARLY LOW
76.2239 HUF
YEARLY AVERAGE
79.0295 HUF

2020 PLN to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 2, valuing the pair at 81.1704. Conversely, the yearly low was recorded on March 23, dropping to 76.2239.

This high-to-low spread represents a total annual volatility of 4.9465 HUF. From a start-to-finish perspective, comparing the January average rate of 78.6475 to the December average rate of 80.1723, the exchange rate registered a net change of 1.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 81.1704 was up 3.68% compared to the 2019 peak of 78.2930, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 1,623,407 HUF
2019 Average 1,514,189 HUF
Yearly Trough Low 1,524,478 HUF
Transaction Impact: A difference of 98,929.15 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

80.8328
77.2046
JanuMarcMayJulySeptNove

PLN to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.2640, compared to 79.7949 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5309 points.

H1 Avg (Jan–Jun) 78.2640
H2 Avg (Jul–Dec) 79.7949

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.9888 HUF (High: 79.2128 / Low: 76.2239). On the other end, October was the most stable month, with a tight range of 0.9736 HUF (High: 80.4978 / Low: 79.5242).

March Spread (Volatile) ±2.9888
October Spread (Stable) ±0.9736

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9496 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.9496

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 80.5305) against the same month in 2019 (average: 76.3704), the exchange rate shifted by +4.1601 (+5.45%).

2020 Avg (September) 80.5305
2019 Avg (September) 76.3704

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.3420 77.6193 78.6475
February 79.9641 78.0661 78.8632
March 79.2128 76.2239 77.9136
April 79.8129 77.5401 78.4390
May 78.6919 76.8080 77.5069
June 79.9981 77.1169 78.2139
July 79.4147 77.9480 78.8850
August 80.8086 77.8448 79.2000
September 81.1704 79.7339 80.5305
October 80.4978 79.5242 79.8841
November 80.8213 79.0229 80.0977
December 80.9547 79.6557 80.1723