YEARLY HIGH
80.5233 HUF
YEARLY LOW
76.1268 HUF
YEARLY AVERAGE
78.5416 HUF

2021 PLN to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 80.5233. Conversely, the yearly low was recorded on August 24, dropping to 76.1268.

This high-to-low spread represents a total annual volatility of 4.3965 HUF. From a start-to-finish perspective, comparing the January average rate of 79.2219 to the December average rate of 79.5998, the exchange rate registered a net change of 0.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 80.5233 was down 0.80% compared to the 2020 peak of 81.1704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 1,610,466 HUF
2020 Average 1,580,544 HUF
Yearly Trough Low 1,522,536 HUF
Transaction Impact: A difference of 87,929.38 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

80.0026
76.7469
JanuMarcMayJulySeptNove

PLN to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.9019, compared to 78.1812 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7207 points.

H1 Avg (Jan–Jun) 78.9019
H2 Avg (Jul–Dec) 78.1812

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 2.5736 HUF (High: 80.2946 / Low: 77.7210). On the other end, June was the most stable month, with a tight range of 0.8565 HUF (High: 78.1691 / Low: 77.3126).

March Spread (Volatile) ±2.5736
June Spread (Stable) ±0.8565

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.3111 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.3111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 79.5998) against the same month in 2020 (average: 80.1723), the exchange rate shifted by -0.5725 (-0.71%).

2021 Avg (December) 79.5998
2020 Avg (December) 80.1723

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.8652 78.7043 79.2219
February 80.1596 79.0002 79.7313
March 80.2946 77.7210 79.5001
April 79.8746 78.4768 79.0758
May 79.1494 77.4655 78.1670
June 78.1691 77.3126 77.7154
July 78.7432 77.7560 78.3294
August 78.4639 76.1268 77.0182
September 77.9478 76.2761 77.1296
October 79.2475 77.6729 78.5641
November 79.1163 77.9863 78.4462
December 80.5233 78.4766 79.5998