YEARLY HIGH
0.9467 ILS
YEARLY LOW
0.8327 ILS
YEARLY AVERAGE
0.8832 ILS

2020 PLN to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.9467. Conversely, the yearly low was recorded on May 11, dropping to 0.8327.

This high-to-low spread represents a total annual volatility of 0.1139 ILS. From a start-to-finish perspective, comparing the January average rate of 0.9044 to the December average rate of 0.8824, the exchange rate registered a net change of -2.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9467 was down 5.28% compared to the 2019 peak of 0.9994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 18,933 ILS
2019 Average 18,572 ILS
Yearly Trough Low 16,655 ILS
Transaction Impact: A difference of 2,278.37 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9196
0.8414
JanuMarcMayJulySeptNove

PLN to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8753, compared to 0.8911 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0158 points.

H1 Avg (Jan–Jun) 0.8753
H2 Avg (Jul–Dec) 0.8911

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1018 ILS (High: 0.9467 / Low: 0.8449). On the other end, August was the most stable month, with a tight range of 0.0231 ILS (High: 0.9279 / Low: 0.9048).

March Spread (Volatile) ±0.1018
August Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0426 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.8958) against the same month in 2019 (average: 0.9509), the exchange rate shifted by -0.0552 (-5.80%).

2020 Avg (March) 0.8958
2019 Avg (March) 0.9509

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9190 0.8865 0.9044
February 0.8915 0.8625 0.8759
March 0.9467 0.8449 0.8958
April 0.8706 0.8334 0.8531
May 0.8763 0.8327 0.8479
June 0.8964 0.8612 0.8748
July 0.9176 0.8658 0.8839
August 0.9279 0.9048 0.9131
September 0.9212 0.8812 0.9017
October 0.8980 0.8612 0.8803
November 0.8935 0.8598 0.8852
December 0.8957 0.8631 0.8824