YEARLY HIGH
4.7411 MDL
YEARLY LOW
4.1485 MDL
YEARLY AVERAGE
4.4273 MDL

2020 PLN to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 4.7411. Conversely, the yearly low was recorded on March 19, dropping to 4.1485.

This high-to-low spread represents a total annual volatility of 0.5926 MDL. From a start-to-finish perspective, comparing the January average rate of 4.5412 to the December average rate of 4.6749, the exchange rate registered a net change of 2.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.7411 was down 2.54% compared to the 2019 peak of 4.8644, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 94,821 MDL
2019 Average 91,321 MDL
Yearly Trough Low 82,969 MDL
Transaction Impact: A difference of 11,851.72 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.7159
4.2231
JanuMarcMayJulySeptNove

PLN to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3947, compared to 4.4600 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0653 points.

H1 Avg (Jan–Jun) 4.3947
H2 Avg (Jul–Dec) 4.4600

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4388 MDL (High: 4.5872 / Low: 4.1485). On the other end, February was the most stable month, with a tight range of 0.0668 MDL (High: 4.5049 / Low: 4.4381).

March Spread (Volatile) ±0.4388
February Spread (Stable) ±0.0668

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0736 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0736

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.6749) against the same month in 2019 (average: 4.4903), the exchange rate shifted by +0.1846 (+4.11%).

2020 Avg (December) 4.6749
2019 Avg (December) 4.4903

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5951 4.4707 4.5412
February 4.5049 4.4381 4.4780
March 4.5872 4.1485 4.4069
April 4.4376 4.2292 4.3334
May 4.3698 4.1949 4.2642
June 4.4425 4.2859 4.3444
July 4.4802 4.2770 4.3647
August 4.5254 4.3768 4.4445
September 4.4735 4.2796 4.3780
October 4.4866 4.2959 4.3863
November 4.6002 4.2971 4.5115
December 4.7411 4.6077 4.6749