YEARLY HIGH
9.6346 NIO
YEARLY LOW
7.8839 NIO
YEARLY AVERAGE
8.8431 NIO

2020 PLN to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 9.6346. Conversely, the yearly low was recorded on March 23, dropping to 7.8839.

This high-to-low spread represents a total annual volatility of 1.7507 NIO. From a start-to-finish perspective, comparing the January average rate of 8.8731 to the December average rate of 9.4786, the exchange rate registered a net change of 6.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.6346 was up 7.53% compared to the 2019 peak of 8.9598, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 192,692 NIO
2019 Average 173,219 NIO
Yearly Trough Low 157,678 NIO
Transaction Impact: A difference of 35,013.86 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.6113
8.0197
JanuMarcMayJulySeptNove

PLN to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.5040, compared to 9.1821 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6780 points.

H1 Avg (Jan–Jun) 8.5040
H2 Avg (Jul–Dec) 9.1821

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1149 NIO (High: 8.9988 / Low: 7.8839). On the other end, January was the most stable month, with a tight range of 0.2595 NIO (High: 8.9773 / Low: 8.7178).

March Spread (Volatile) ±1.1149
January Spread (Stable) ±0.2595

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3278 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3278

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 9.4786) against the same month in 2019 (average: 8.8123), the exchange rate shifted by +0.6663 (+7.56%).

2020 Avg (December) 9.4786
2019 Avg (December) 8.8123

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.9773 8.7178 8.8731
February 8.8177 8.5451 8.6710
March 8.9988 7.8839 8.4802
April 8.3483 7.9816 8.1524
May 8.4882 7.9910 8.1962
June 8.7934 8.5034 8.6515
July 9.3304 8.5697 8.9084
August 9.4850 9.1914 9.3411
September 9.4735 8.8454 9.1561
October 9.2325 8.7762 9.0154
November 9.3022 8.7628 9.1928
December 9.6346 9.3641 9.4786