2026 PLN to NIO Historical Review

YEARLY HIGH

10.5169 NIO

YEARLY LOW

9.6545 NIO

YEARLY AVERAGE

10.0255 NIO

2026 PLN to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 10.5169. Conversely, the yearly low was recorded on July 29, dropping to 9.6545.

This high-to-low spread represents a total annual volatility of 0.8623 NIO. From a start-to-finish perspective, comparing the January average rate of 10.2443 to the December average rate of 9.8432, the exchange rate registered a net change of -3.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 10.5169 was up 2.22% compared to the 2025 peak of 10.2884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 210,337 NIO

2025 Average 196,104 NIO

Yearly Trough Low 193,091 NIO

Transaction Impact: A difference of 17,246.35 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

10.3624

9.6640

JanuMarcMayJuly

PLN to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.1064, compared to 9.7827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3237 points.

H1 Avg (Jan–Jun) 10.1064

H2 Avg (Jul–Dec) 9.7827

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.4278 NIO (High: 10.5169 / Low: 10.0890). On the other end, August was the most stable month, with a tight range of 0.0283 NIO (High: 9.8538 / Low: 9.8256).

January Spread (Volatile) ±0.4278

August Spread (Stable) ±0.0283

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3592 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3592

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 10.2443) against the same month in 2025 (average: 8.9641), the exchange rate shifted by +1.2802 (+14.28%).

2026 Avg (January) 10.2443

2025 Avg (January) 8.9641

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5169	10.0890	10.2443
February	10.4065	10.2293	10.3042
March	10.2227	9.7974	9.9450
April	10.2548	9.8784	10.1087
May	10.1376	10.0772	10.1030
June	10.1017	9.7428	9.9331
July	9.8200	9.6545	9.7222
August	9.8538	9.8256	9.8432