2014 PLN to SBD Historical Review

YEARLY HIGH

2.4338 SBD

YEARLY LOW

2.1233 SBD

YEARLY AVERAGE

2.3205 SBD

2014 PLN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PLN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 8, valuing the pair at 2.4338. Conversely, the yearly low was recorded on December 29, dropping to 2.1233.

This high-to-low spread represents a total annual volatility of 0.3104 SBD. From a start-to-finish perspective, comparing the January average rate of 2.3537 to the December average rate of 2.2008, the exchange rate registered a net change of -6.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.4338 was up 1.16% compared to the 2013 peak of 2.4058, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 48,675 SBD

2013 Average 45,315 SBD

Yearly Trough Low 42,466 SBD

Transaction Impact: A difference of 6,208.71 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.4214

2.1808

JanuMarcMayJulySeptNove

PLN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3852, compared to 2.2559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1293 points.

H1 Avg (Jan–Jun) 2.3852

H2 Avg (Jul–Dec) 2.2559

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.1409 SBD (High: 2.2642 / Low: 2.1233). On the other end, April was the most stable month, with a tight range of 0.0271 SBD (High: 2.4176 / Low: 2.3905).

December Spread (Volatile) ±0.1409

April Spread (Stable) ±0.0271

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0672 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0672

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 2.4010) against the same month in 2013 (average: 2.2434), the exchange rate shifted by +0.1576 (+7.02%).

2014 Avg (May) 2.4010

2013 Avg (May) 2.2434

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3841	2.3130	2.3537
February	2.4099	2.3053	2.3769
March	2.4110	2.3719	2.3933
April	2.4176	2.3905	2.4013
May	2.4338	2.3837	2.4010
June	2.4277	2.3530	2.3849
July	2.3837	2.3246	2.3640
August	2.3304	2.2530	2.2968
September	2.2701	2.2222	2.2454
October	2.2480	2.1883	2.2256
November	2.2330	2.1834	2.2029
December	2.2642	2.1233	2.2008