2020 PLN to SBD Historical Review

YEARLY HIGH

2.2558 SBD

YEARLY LOW

1.9258 SBD

YEARLY AVERAGE

2.1150 SBD

2020 PLN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 2.2558. Conversely, the yearly low was recorded on March 19, dropping to 1.9258.

This high-to-low spread represents a total annual volatility of 0.3300 SBD. From a start-to-finish perspective, comparing the January average rate of 2.1649 to the December average rate of 2.1866, the exchange rate registered a net change of 1.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2558 was up 2.18% compared to the 2019 peak of 2.2076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 45,116 SBD

2019 Average 42,735 SBD

Yearly Trough Low 38,516 SBD

Transaction Impact: A difference of 6,600.65 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2414

1.9642

JanuMarcMayJulySeptNove

PLN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0739, compared to 2.1561 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0823 points.

H1 Avg (Jan–Jun) 2.0739

H2 Avg (Jul–Dec) 2.1561

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2893 SBD (High: 2.2151 / Low: 1.9258). On the other end, June was the most stable month, with a tight range of 0.0555 SBD (High: 2.1402 / Low: 2.0846).

March Spread (Volatile) ±0.2893

June Spread (Stable) ±0.0555

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0802 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0802

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 2.2183) against the same month in 2019 (average: 2.0927), the exchange rate shifted by +0.1256 (+6.00%).

2020 Avg (August) 2.2183

2019 Avg (August) 2.0927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1969	2.1185	2.1649
February	2.1402	2.0741	2.1053
March	2.2151	1.9258	2.0674
April	2.0184	1.9533	1.9873
May	2.0860	1.9622	2.0069
June	2.1402	2.0846	2.1113
July	2.2190	2.0933	2.1431
August	2.2558	2.1942	2.2183
September	2.2455	2.0744	2.1548
October	2.1555	2.0436	2.1069
November	2.1498	2.0366	2.1271
December	2.2287	2.1484	2.1866