2020 PLN to SVC Historical Review

YEARLY HIGH

2.4177 SVC

YEARLY LOW

2.0325 SVC

YEARLY AVERAGE

2.2486 SVC

2020 PLN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 2.4177. Conversely, the yearly low was recorded on March 23, dropping to 2.0325.

This high-to-low spread represents a total annual volatility of 0.3851 SVC. From a start-to-finish perspective, comparing the January average rate of 2.2873 to the December average rate of 2.3794, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4177 was up 2.83% compared to the 2019 peak of 2.3511, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 48,353 SVC

2019 Average 45,597 SVC

Yearly Trough Low 40,651 SVC

Transaction Impact: A difference of 7,702.91 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4082

2.0624

JanuMarcMayJulySeptNove

PLN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1864, compared to 2.3107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1243 points.

H1 Avg (Jan–Jun) 2.1864

H2 Avg (Jul–Dec) 2.3107

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2766 SVC (High: 2.3091 / Low: 2.0325). On the other end, August was the most stable month, with a tight range of 0.0514 SVC (High: 2.3817 / Low: 2.3303).

March Spread (Volatile) ±0.2766

August Spread (Stable) ±0.0514

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0928 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0928

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.3794) against the same month in 2019 (average: 2.2758), the exchange rate shifted by +0.1035 (+4.55%).

2020 Avg (December) 2.3794

2019 Avg (December) 2.2758

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3188	2.2477	2.2873
February	2.2666	2.2038	2.2319
March	2.3091	2.0325	2.1840
April	2.1248	2.0602	2.0912
May	2.1885	2.0719	2.1086
June	2.2472	2.1872	2.2153
July	2.3556	2.2014	2.2537
August	2.3817	2.3303	2.3509
September	2.3762	2.2268	2.3047
October	2.3193	2.2090	2.2696
November	2.3350	2.2081	2.3061
December	2.4177	2.3493	2.3794