YEARLY HIGH
2.4462 SVC
YEARLY LOW
2.1014 SVC
YEARLY AVERAGE
2.3314 SVC

2025 PLN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 2.4462. Conversely, the yearly low was recorded on January 10, dropping to 2.1014.

This high-to-low spread represents a total annual volatility of 0.3449 SVC. From a start-to-finish perspective, comparing the January average rate of 2.1318 to the December average rate of 2.4284, the exchange rate registered a net change of 13.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.4462 was up 6.26% compared to the 2024 peak of 2.3021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 48,924 SVC
2024 Average 43,961 SVC
Yearly Trough Low 42,027 SVC
Transaction Impact: A difference of 6,897.28 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.4581
2.1021
JanuMarcMayJulySeptNove

PLN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2603, compared to 2.4025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1422 points.

H1 Avg (Jan–Jun) 2.2603
H2 Avg (Jul–Dec) 2.4025

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1348 SVC (High: 2.3595 / Low: 2.2247). On the other end, October was the most stable month, with a tight range of 0.0431 SVC (High: 2.4165 / Low: 2.3734).

April Spread (Volatile) ±0.1348
October Spread (Stable) ±0.0431

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0126 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 2.4284) against the same month in 2024 (average: 2.1456), the exchange rate shifted by +0.2828 (+13.18%).

2025 Avg (December) 2.4284
2024 Avg (December) 2.1456

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1797 2.1014 2.1318
February 2.2210 2.1159 2.1817
March 2.2892 2.1632 2.2578
April 2.3595 2.2247 2.3038
May 2.3483 2.2842 2.3210
June 2.4299 2.3261 2.3655
July 2.4319 2.3360 2.4030
August 2.4109 2.3393 2.3910
September 2.4452 2.3869 2.4098
October 2.4165 2.3734 2.3972
November 2.4048 2.3589 2.3855
December 2.4462 2.4003 2.4284