2020 PLN to XDR Historical Review

YEARLY HIGH

0.1930 XDR

YEARLY LOW

0.1719 XDR

YEARLY AVERAGE

0.1844 XDR

2020 PLN to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.1930. Conversely, the yearly low was recorded on March 19, dropping to 0.1719.

This high-to-low spread represents a total annual volatility of 0.0211 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1894 to the December average rate of 0.1890, the exchange rate registered a net change of -0.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1930 was up 0.19% compared to the 2019 peak of 0.1927, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 3,861 XDR

2019 Average 3,766 XDR

Yearly Trough Low 3,438 XDR

Transaction Impact: A difference of 422.93 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1918

0.1738

JanuMarcMayJulySeptNove

PLN to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1822, compared to 0.1867 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.1822

H2 Avg (Jul–Dec) 0.1867

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0182 XDR (High: 0.1901 / Low: 0.1719). On the other end, February was the most stable month, with a tight range of 0.0037 XDR (High: 0.1883 / Low: 0.1846).

March Spread (Volatile) ±0.0182

February Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0066 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.1903) against the same month in 2019 (average: 0.1864), the exchange rate shifted by +0.0039 (+2.09%).

2020 Avg (August) 0.1903

2019 Avg (August) 0.1864

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1911	0.1868	0.1894
February	0.1883	0.1846	0.1863
March	0.1901	0.1719	0.1819
April	0.1777	0.1729	0.1753
May	0.1828	0.1740	0.1767
June	0.1859	0.1814	0.1835
July	0.1914	0.1824	0.1854
August	0.1930	0.1889	0.1903
September	0.1911	0.1811	0.1865
October	0.1874	0.1786	0.1836
November	0.1873	0.1787	0.1854
December	0.1914	0.1864	0.1890