YEARLY HIGH
0.2094 XDR
YEARLY LOW
0.1842 XDR
YEARLY AVERAGE
0.1921 XDR

2025 PLN to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 0.2094. Conversely, the yearly low was recorded on January 2, dropping to 0.1842.

This high-to-low spread represents a total annual volatility of 0.0252 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1873 to the December average rate of 0.1933, the exchange rate registered a net change of 3.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2094 was up 6.54% compared to the 2024 peak of 0.1966, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 4,188 XDR
2024 Average 3,784 XDR
Yearly Trough Low 3,684 XDR
Transaction Impact: A difference of 504.16 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1953
0.1866
JanuMarcMayJulySeptNove

PLN to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1916, compared to 0.1925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.1916
H2 Avg (Jul–Dec) 0.1925

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0240 XDR (High: 0.2094 / Low: 0.1854). On the other end, December was the most stable month, with a tight range of 0.0020 XDR (High: 0.1943 / Low: 0.1923).

July Spread (Volatile) ±0.0240
December Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0024 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.1940) against the same month in 2024 (average: 0.1917), the exchange rate shifted by +0.0023 (+1.18%).

2025 Avg (July) 0.1940
2024 Avg (July) 0.1917

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1919 0.1842 0.1873
February 0.1934 0.1855 0.1907
March 0.1982 0.1883 0.1946
April 0.1992 0.1880 0.1925
May 0.2014 0.1884 0.1920
June 0.2042 0.1900 0.1924
July 0.2094 0.1854 0.1940
August 0.1937 0.1883 0.1915
September 0.1942 0.1896 0.1915
October 0.1931 0.1910 0.1919
November 0.2017 0.1905 0.1930
December 0.1943 0.1923 0.1933