2020 PYG to BIF Historical Review

YEARLY HIGH

0.2950 BIF

YEARLY LOW

0.2749 BIF

YEARLY AVERAGE

0.2831 BIF

2020 PYG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PYG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 0.2950. Conversely, the yearly low was recorded on November 26, dropping to 0.2749.

This high-to-low spread represents a total annual volatility of 0.0201 BIF. From a start-to-finish perspective, comparing the January average rate of 0.2896 to the December average rate of 0.2793, the exchange rate registered a net change of -3.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2950 was down 4.81% compared to the 2019 peak of 0.3099, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 1,475 BIF

2019 Average 1,477 BIF

Yearly Trough Low 1,374 BIF

Transaction Impact: A difference of 100.59 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2930

0.2741

JanuMarcMayJulySeptNove

PYG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2888, compared to 0.2774 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0114 points.

H1 Avg (Jan–Jun) 0.2888

H2 Avg (Jul–Dec) 0.2774

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0129 BIF (High: 0.2885 / Low: 0.2755). On the other end, November was the most stable month, with a tight range of 0.0016 BIF (High: 0.2765 / Low: 0.2749).

December Spread (Volatile) ±0.0129

November Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0054 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.2914) against the same month in 2019 (average: 0.2944), the exchange rate shifted by -0.0030 (-1.02%).

2020 Avg (April) 0.2914

2019 Avg (April) 0.2944

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2917	0.2886	0.2896
February	0.2910	0.2881	0.2894
March	0.2920	0.2853	0.2881
April	0.2950	0.2883	0.2914
May	0.2926	0.2858	0.2896
June	0.2873	0.2825	0.2846
July	0.2822	0.2764	0.2793
August	0.2788	0.2757	0.2775
September	0.2776	0.2760	0.2766
October	0.2769	0.2749	0.2758
November	0.2765	0.2749	0.2757
December	0.2885	0.2755	0.2793