YEARLY HIGH
0.4506 BIF
YEARLY LOW
0.3648 BIF
YEARLY AVERAGE
0.3921 BIF

2025 PYG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PYG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4506. Conversely, the yearly low was recorded on May 11, dropping to 0.3648.

This high-to-low spread represents a total annual volatility of 0.0858 BIF. From a start-to-finish perspective, comparing the January average rate of 0.3744 to the December average rate of 0.4361, the exchange rate registered a net change of 16.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4506 was up 14.16% compared to the 2024 peak of 0.3947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 2,253 BIF
2024 Average 1,909 BIF
Yearly Trough Low 1,824 BIF
Transaction Impact: A difference of 428.95 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4428
0.3624
JanuMarcMayJulySeptNove

PYG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3717, compared to 0.4126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0409 points.

H1 Avg (Jan–Jun) 0.3717
H2 Avg (Jul–Dec) 0.4126

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0285 BIF (High: 0.4506 / Low: 0.4221). On the other end, June was the most stable month, with a tight range of 0.0047 BIF (High: 0.3731 / Low: 0.3684).

December Spread (Volatile) ±0.0285
June Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0029 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.4361) against the same month in 2024 (average: 0.3776), the exchange rate shifted by +0.0585 (+15.49%).

2025 Avg (December) 0.4361
2024 Avg (December) 0.3776

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3791 0.3696 0.3744
February 0.3754 0.3703 0.3743
March 0.3747 0.3660 0.3714
April 0.3722 0.3658 0.3701
May 0.3730 0.3648 0.3691
June 0.3731 0.3684 0.3708
July 0.3979 0.3715 0.3836
August 0.4137 0.3920 0.4032
September 0.4195 0.4092 0.4152
October 0.4237 0.4145 0.4183
November 0.4253 0.4132 0.4192
December 0.4506 0.4221 0.4361