2020 PYG to JMD Historical Review

YEARLY HIGH

0.0223 JMD

YEARLY LOW

0.0202 JMD

YEARLY AVERAGE

0.0210 JMD

2020 PYG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PYG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.0223. Conversely, the yearly low was recorded on January 5, dropping to 0.0202.

This high-to-low spread represents a total annual volatility of 0.0021 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0207 to the December average rate of 0.0207, the exchange rate registered a net change of -0.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0223 was down 1.82% compared to the 2019 peak of 0.0227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 112 JMD

2019 Average 107 JMD

Yearly Trough Low 101 JMD

Transaction Impact: A difference of 10.48 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0221

0.0205

JanuMarcMayJulySeptNove

PYG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0211, compared to 0.0208 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0211

H2 Avg (Jul–Dec) 0.0208

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0013 JMD (High: 0.0217 / Low: 0.0204). On the other end, November was the most stable month, with a tight range of 0.0004 JMD (High: 0.0211 / Low: 0.0207).

April Spread (Volatile) ±0.0013

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.0220) against the same month in 2019 (average: 0.0213), the exchange rate shifted by +0.0006 (+3.04%).

2020 Avg (May) 0.0220

2019 Avg (May) 0.0213

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0214	0.0202	0.0207
February	0.0217	0.0210	0.0214
March	0.0210	0.0203	0.0206
April	0.0217	0.0204	0.0211
May	0.0223	0.0215	0.0220
June	0.0215	0.0206	0.0210
July	0.0212	0.0204	0.0208
August	0.0217	0.0212	0.0214
September	0.0213	0.0202	0.0206
October	0.0208	0.0203	0.0206
November	0.0211	0.0207	0.0209
December	0.0212	0.0204	0.0207