2021 PYG to JMD Historical Review

YEARLY HIGH

0.0238 JMD

YEARLY LOW

0.0205 JMD

YEARLY AVERAGE

0.0222 JMD

2021 PYG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PYG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 0.0238. Conversely, the yearly low was recorded on January 5, dropping to 0.0205.

This high-to-low spread represents a total annual volatility of 0.0033 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0209 to the December average rate of 0.0226, the exchange rate registered a net change of 8.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0238 was up 6.87% compared to the 2020 peak of 0.0223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 119 JMD

2020 Average 105 JMD

Yearly Trough Low 103 JMD

Transaction Impact: A difference of 16.72 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0236

0.0206

JanuMarcMayJulySeptNove

PYG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0223, compared to 0.0222 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0223

H2 Avg (Jul–Dec) 0.0222

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0018 JMD (High: 0.0229 / Low: 0.0211). On the other end, June was the most stable month, with a tight range of 0.0004 JMD (High: 0.0224 / Low: 0.0219).

February Spread (Volatile) ±0.0018

June Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0234) against the same month in 2020 (average: 0.0211), the exchange rate shifted by +0.0023 (+10.65%).

2021 Avg (April) 0.0234

2020 Avg (April) 0.0211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0211	0.0205	0.0209
February	0.0229	0.0211	0.0222
March	0.0228	0.0221	0.0224
April	0.0238	0.0226	0.0234
May	0.0236	0.0219	0.0225
June	0.0224	0.0219	0.0222
July	0.0226	0.0220	0.0224
August	0.0225	0.0219	0.0222
September	0.0219	0.0214	0.0217
October	0.0223	0.0212	0.0218
November	0.0229	0.0224	0.0227
December	0.0228	0.0224	0.0226