2021 QAR to NZD Historical Review

YEARLY HIGH

0.4092 NZD

YEARLY LOW

0.3690 NZD

YEARLY AVERAGE

0.3881 NZD

2021 QAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the QAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.4092. Conversely, the yearly low was recorded on February 24, dropping to 0.3690.

This high-to-low spread represents a total annual volatility of 0.0402 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3821 to the December average rate of 0.4048, the exchange rate registered a net change of 5.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4092 was down 16.12% compared to the 2020 peak of 0.4878, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 2,046 NZD

2020 Average 2,116 NZD

Yearly Trough Low 1,845 NZD

Transaction Impact: A difference of 200.86 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4073

0.3765

JanuMarcMayJulySeptNove

QAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3832, compared to 0.3931 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0099 points.

H1 Avg (Jan–Jun) 0.3832

H2 Avg (Jul–Dec) 0.3931

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0225 NZD (High: 0.4019 / Low: 0.3794). On the other end, May was the most stable month, with a tight range of 0.0065 NZD (High: 0.3835 / Low: 0.3770).

September Spread (Volatile) ±0.0225

May Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0057 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4048) against the same month in 2020 (average: 0.3870), the exchange rate shifted by +0.0178 (+4.60%).

2021 Avg (December) 0.4048

2020 Avg (December) 0.3870

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3878	0.3760	0.3821
February	0.3837	0.3690	0.3791
March	0.3943	0.3766	0.3851
April	0.3914	0.3778	0.3858
May	0.3835	0.3770	0.3801
June	0.3960	0.3787	0.3868
July	0.3968	0.3832	0.3925
August	0.4017	0.3845	0.3919
September	0.4019	0.3794	0.3882
October	0.3971	0.3816	0.3892
November	0.4027	0.3826	0.3919
December	0.4092	0.4014	0.4048