2015 RON to BAM Historical Review

YEARLY HIGH

0.4460 BAM

YEARLY LOW

0.4312 BAM

YEARLY AVERAGE

0.4401 BAM

2015 RON to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RON to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 4, valuing the pair at 0.4460. Conversely, the yearly low was recorded on December 29, dropping to 0.4312.

This high-to-low spread represents a total annual volatility of 0.0148 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4360 to the December average rate of 0.4340, the exchange rate registered a net change of -0.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4460 was down 0.11% compared to the 2014 peak of 0.4465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 2,230 BAM

2014 Average 2,202 BAM

Yearly Trough Low 2,156 BAM

Transaction Impact: A difference of 73.85 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4441

0.4331

JanuMarcMayJulySeptNove

RON to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4399, compared to 0.4402 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.4399

H2 Avg (Jul–Dec) 0.4402

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0078 BAM (High: 0.4437 / Low: 0.4359). On the other end, October was the most stable month, with a tight range of 0.0027 BAM (High: 0.4432 / Low: 0.4405).

July Spread (Volatile) ±0.0078

October Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0059 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.4432) against the same month in 2014 (average: 0.4387), the exchange rate shifted by +0.0044 (+1.01%).

2015 Avg (April) 0.4432

2014 Avg (April) 0.4387

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4408	0.4337	0.4360
February	0.4442	0.4386	0.4410
March	0.4438	0.4391	0.4410
April	0.4460	0.4406	0.4432
May	0.4439	0.4384	0.4402
June	0.4423	0.4346	0.4380
July	0.4437	0.4359	0.4407
August	0.4437	0.4402	0.4423
September	0.4435	0.4406	0.4424
October	0.4432	0.4405	0.4422
November	0.4412	0.4385	0.4399
December	0.4384	0.4312	0.4340