2020 RON to BIF Historical Review

YEARLY HIGH

490.6094 BIF

YEARLY LOW

415.7633 BIF

YEARLY AVERAGE

451.7966 BIF

2020 RON to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RON to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 490.6094. Conversely, the yearly low was recorded on March 19, dropping to 415.7633.

This high-to-low spread represents a total annual volatility of 74.8462 BIF. From a start-to-finish perspective, comparing the January average rate of 437.9371 to the December average rate of 485.4627, the exchange rate registered a net change of 10.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 490.6094 was up 9.77% compared to the 2019 peak of 446.9470, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 2,453,047 BIF

2019 Average 2,172,432 BIF

Yearly Trough Low 2,078,816 BIF

Transaction Impact: A difference of 374,230.91 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

491.3978

420.1769

JanuMarcMayJulySeptNove

RON to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 433.5552, compared to 470.0381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 36.4828 points.

H1 Avg (Jan–Jun) 433.5552

H2 Avg (Jul–Dec) 470.0381

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 31.3136 BIF (High: 447.0769 / Low: 415.7633). On the other end, January was the most stable month, with a tight range of 7.0565 BIF (High: 441.3349 / Low: 434.2784).

March Spread (Volatile) ±31.3136

January Spread (Stable) ±7.0565

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 6.9822 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -6.9822

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 485.4627) against the same month in 2019 (average: 436.5381), the exchange rate shifted by +48.9246 (+11.21%).

2020 Avg (December) 485.4627

2019 Avg (December) 436.5381

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	441.3349	434.2784	437.9371
February	438.9610	424.6538	431.0544
March	447.0769	415.7633	433.0941
April	431.0578	421.7782	426.1120
May	437.2436	425.4435	429.5078
June	447.6921	435.3388	443.6260
July	473.1602	444.0828	455.7798
August	475.8317	468.3002	471.7547
September	475.2091	460.3178	468.4015
October	471.2501	464.0193	467.1717
November	476.7282	463.1391	471.6578
December	490.6094	481.2892	485.4627