2012 RSD to BAM Historical Review

YEARLY HIGH

0.0189 BAM

YEARLY LOW

0.0164 BAM

YEARLY AVERAGE

0.0174 BAM

2012 RSD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RSD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.0189. Conversely, the yearly low was recorded on August 8, dropping to 0.0164.

This high-to-low spread represents a total annual volatility of 0.0025 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0187 to the December average rate of 0.0173, the exchange rate registered a net change of -7.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0189 was down 7.28% compared to the 2011 peak of 0.0204, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 94 BAM

2011 Average 96 BAM

Yearly Trough Low 82 BAM

Transaction Impact: A difference of 12.45 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0189

0.0164

JanuMarcMayJulySeptNove

RSD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0177, compared to 0.0170 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0177

H2 Avg (Jul–Dec) 0.0170

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.0010 BAM (High: 0.0187 / Low: 0.0177). On the other end, March was the most stable month, with a tight range of 0.0002 BAM (High: 0.0178 / Low: 0.0176).

February Spread (Volatile) ±0.0010

March Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0187) against the same month in 2011 (average: 0.0187), the exchange rate shifted by -0.0000 (-0.11%).

2012 Avg (January) 0.0187

2011 Avg (January) 0.0187

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0189	0.0184	0.0187
February	0.0187	0.0177	0.0181
March	0.0178	0.0176	0.0177
April	0.0177	0.0175	0.0176
May	0.0176	0.0167	0.0173
June	0.0172	0.0166	0.0170
July	0.0171	0.0165	0.0168
August	0.0167	0.0164	0.0166
September	0.0171	0.0165	0.0168
October	0.0176	0.0169	0.0172
November	0.0175	0.0172	0.0173
December	0.0174	0.0172	0.0173