2020 RSD to BAM Historical Review

YEARLY HIGH

0.0169 BAM

YEARLY LOW

0.0165 BAM

YEARLY AVERAGE

0.0166 BAM

2020 RSD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 0.0169. Conversely, the yearly low was recorded on April 23, dropping to 0.0165.

This high-to-low spread represents a total annual volatility of 0.0004 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0166 to the December average rate of 0.0166, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0169 was up 0.57% compared to the 2019 peak of 0.0168, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 84 BAM

2019 Average 83 BAM

Yearly Trough Low 82 BAM

Transaction Impact: A difference of 1.92 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0167

0.0166

JanuMarcMayJulySeptNove

RSD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0166, compared to 0.0166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0166

H2 Avg (Jul–Dec) 0.0166

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0004 BAM (High: 0.0169 / Low: 0.0165). On the other end, January was the most stable month, with a tight range of 0.0001 BAM (High: 0.0167 / Low: 0.0166).

March Spread (Volatile) ±0.0004

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0166) against the same month in 2019 (average: 0.0166), the exchange rate shifted by +0.0001 (+0.43%).

2020 Avg (March) 0.0166

2019 Avg (March) 0.0166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0167	0.0166	0.0166
February	0.0167	0.0166	0.0166
March	0.0169	0.0165	0.0166
April	0.0167	0.0165	0.0166
May	0.0168	0.0166	0.0166
June	0.0168	0.0165	0.0166
July	0.0168	0.0165	0.0167
August	0.0168	0.0165	0.0166
September	0.0167	0.0165	0.0166
October	0.0167	0.0166	0.0166
November	0.0168	0.0166	0.0167
December	0.0168	0.0166	0.0166