YEARLY HIGH
30.0842 BIF
YEARLY LOW
25.7081 BIF
YEARLY AVERAGE
28.5189 BIF

2025 RSD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the RSD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 30.0842. Conversely, the yearly low was recorded on January 15, dropping to 25.7081.

This high-to-low spread represents a total annual volatility of 4.3761 BIF. From a start-to-finish perspective, comparing the January average rate of 26.0748 to the December average rate of 29.5393, the exchange rate registered a net change of 13.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 30.0842 was up 8.59% compared to the 2024 peak of 27.7031, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 150,421 BIF
2024 Average 133,285 BIF
Yearly Trough Low 128,541 BIF
Transaction Impact: A difference of 21,880.40 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

30.0759
25.7111
JanuMarcMayJulySeptNove

RSD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.5826, compared to 29.4551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8725 points.

H1 Avg (Jan–Jun) 27.5826
H2 Avg (Jul–Dec) 29.4551

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.7997 BIF (High: 29.1377 / Low: 27.3380). On the other end, November was the most stable month, with a tight range of 0.5029 BIF (High: 29.3089 / Low: 28.8060).

April Spread (Volatile) ±1.7997
November Spread (Stable) ±0.5029

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3959 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3959

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 29.7122) against the same month in 2024 (average: 27.4690), the exchange rate shifted by +2.2432 (+8.17%).

2025 Avg (September) 29.7122
2024 Avg (September) 27.4690

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.5294 25.7081 26.0748
February 26.5693 25.7798 26.2666
March 27.6623 26.2235 27.2092
April 29.1377 27.3380 28.3889
May 28.8986 27.9556 28.4328
June 29.8128 28.5898 29.1232
July 29.9279 28.9068 29.5572
August 29.7341 29.0179 29.5149
September 30.0842 29.2880 29.7122
October 29.6202 29.0892 29.3162
November 29.3089 28.8060 29.0909
December 29.7520 29.2253 29.5393