2020 RSD to HNL Historical Review

YEARLY HIGH

0.2532 HNL

YEARLY LOW

0.2258 HNL

YEARLY AVERAGE

0.2401 HNL

2020 RSD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.2532. Conversely, the yearly low was recorded on March 19, dropping to 0.2258.

This high-to-low spread represents a total annual volatility of 0.0274 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2341 to the December average rate of 0.2510, the exchange rate registered a net change of 7.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2532 was up 5.19% compared to the 2019 peak of 0.2407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 1,266 HNL

2019 Average 1,166 HNL

Yearly Trough Low 1,129 HNL

Transaction Impact: A difference of 137.17 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2530

0.2282

JanuMarcMayJulySeptNove

RSD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2332, compared to 0.2469 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0137 points.

H1 Avg (Jan–Jun) 0.2332

H2 Avg (Jul–Dec) 0.2469

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0149 HNL (High: 0.2407 / Low: 0.2258). On the other end, December was the most stable month, with a tight range of 0.0039 HNL (High: 0.2532 / Low: 0.2494).

March Spread (Volatile) ±0.0149

December Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0037 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2510) against the same month in 2019 (average: 0.2307), the exchange rate shifted by +0.0203 (+8.79%).

2020 Avg (December) 0.2510

2019 Avg (December) 0.2307

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2396	0.2321	0.2341
February	0.2336	0.2261	0.2304
March	0.2407	0.2258	0.2340
April	0.2330	0.2281	0.2303
May	0.2358	0.2293	0.2317
June	0.2409	0.2359	0.2387
July	0.2514	0.2375	0.2424
August	0.2509	0.2466	0.2486
September	0.2499	0.2439	0.2477
October	0.2475	0.2434	0.2459
November	0.2479	0.2431	0.2459
December	0.2532	0.2494	0.2510