YEARLY HIGH
0.0243 BGN
YEARLY LOW
0.0211 BGN
YEARLY AVERAGE
0.0224 BGN

2021 RUB to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the RUB to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 0.0243. Conversely, the yearly low was recorded on January 28, dropping to 0.0211.

This high-to-low spread represents a total annual volatility of 0.0031 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0216 to the December average rate of 0.0234, the exchange rate registered a net change of 8.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0243 was down 15.96% compared to the 2020 peak of 0.0289, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 121 BGN
2020 Average 119 BGN
Yearly Trough Low 106 BGN
Transaction Impact: A difference of 15.56 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0239
0.0213
JanuMarcMayJulySeptNove

RUB to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0218, compared to 0.0231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0218
H2 Avg (Jul–Dec) 0.0231

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0011 BGN (High: 0.0243 / Low: 0.0232). On the other end, May was the most stable month, with a tight range of 0.0003 BGN (High: 0.0219 / Low: 0.0216).

October Spread (Volatile) ±0.0011
May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.0237) against the same month in 2020 (average: 0.0214), the exchange rate shifted by +0.0022 (+10.40%).

2021 Avg (October) 0.0237
2020 Avg (October) 0.0214

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0220 0.0211 0.0216
February 0.0220 0.0213 0.0218
March 0.0225 0.0216 0.0221
April 0.0218 0.0212 0.0215
May 0.0219 0.0216 0.0218
June 0.0227 0.0217 0.0224
July 0.0225 0.0221 0.0224
August 0.0228 0.0224 0.0226
September 0.0232 0.0225 0.0228
October 0.0243 0.0232 0.0237
November 0.0239 0.0229 0.0235
December 0.0236 0.0230 0.0234