YEARLY HIGH
2.1475 BIF
YEARLY LOW
2.0127 BIF
YEARLY AVERAGE
2.0639 BIF

2025 RWF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the RWF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.1475. Conversely, the yearly low was recorded on November 1, dropping to 2.0127.

This high-to-low spread represents a total annual volatility of 0.1349 BIF. From a start-to-finish perspective, comparing the January average rate of 2.1180 to the December average rate of 2.0341, the exchange rate registered a net change of -3.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.1475 was down 5.13% compared to the 2024 peak of 2.2638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 10,738 BIF
2024 Average 10,950 BIF
Yearly Trough Low 10,063 BIF
Transaction Impact: A difference of 674.48 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.1267
2.0224
JanuMarcMayJulySeptNove

RWF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0844, compared to 2.0435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0409 points.

H1 Avg (Jan–Jun) 2.0844
H2 Avg (Jul–Dec) 2.0435

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0722 BIF (High: 2.1058 / Low: 2.0336). On the other end, December was the most stable month, with a tight range of 0.0161 BIF (High: 2.0448 / Low: 2.0286).

May Spread (Volatile) ±0.0722
December Spread (Stable) ±0.0161

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0206 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0206

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 2.1180) against the same month in 2024 (average: 2.2457), the exchange rate shifted by -0.1277 (-5.69%).

2025 Avg (January) 2.1180
2024 Avg (January) 2.2457

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1475 2.0849 2.1180
February 2.1164 2.0828 2.0999
March 2.1094 2.0577 2.0794
April 2.1079 2.0625 2.0787
May 2.1058 2.0336 2.0632
June 2.1046 2.0368 2.0671
July 2.0724 2.0355 2.0579
August 2.0628 2.0385 2.0545
September 2.0626 2.0232 2.0492
October 2.0525 2.0202 2.0339
November 2.0450 2.0127 2.0311
December 2.0448 2.0286 2.0341