2012 RWF to HNL Historical Review

YEARLY HIGH

0.0321 HNL

YEARLY LOW

0.0312 HNL

YEARLY AVERAGE

0.0317 HNL

2012 RWF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RWF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0321. Conversely, the yearly low was recorded on July 20, dropping to 0.0312.

This high-to-low spread represents a total annual volatility of 0.0009 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0317 to the December average rate of 0.0319, the exchange rate registered a net change of 0.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0321 was down 0.36% compared to the 2011 peak of 0.0322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 160 HNL

2011 Average 158 HNL

Yearly Trough Low 156 HNL

Transaction Impact: A difference of 4.39 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0320

0.0313

JanuMarcMayJulySeptNove

RWF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0316, compared to 0.0318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0316

H2 Avg (Jul–Dec) 0.0318

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0007 HNL (High: 0.0320 / Low: 0.0313). On the other end, January was the most stable month, with a tight range of 0.0002 HNL (High: 0.0318 / Low: 0.0316).

August Spread (Volatile) ±0.0007

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0319) against the same month in 2011 (average: 0.0316), the exchange rate shifted by +0.0003 (+0.82%).

2012 Avg (December) 0.0319

2011 Avg (December) 0.0316

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0318	0.0316	0.0317
February	0.0318	0.0316	0.0317
March	0.0317	0.0315	0.0316
April	0.0317	0.0314	0.0316
May	0.0318	0.0313	0.0316
June	0.0316	0.0313	0.0315
July	0.0318	0.0312	0.0313
August	0.0320	0.0313	0.0318
September	0.0320	0.0316	0.0320
October	0.0319	0.0315	0.0317
November	0.0319	0.0317	0.0318
December	0.0321	0.0317	0.0319