2014 RWF to HNL Historical Review

YEARLY HIGH

0.0311 HNL

YEARLY LOW

0.0280 HNL

YEARLY AVERAGE

0.0298 HNL

2014 RWF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the RWF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 0.0311. Conversely, the yearly low was recorded on May 29, dropping to 0.0280.

This high-to-low spread represents a total annual volatility of 0.0031 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0295 to the December average rate of 0.0305, the exchange rate registered a net change of 3.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0311 was down 3.15% compared to the 2013 peak of 0.0321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 155 HNL

2013 Average 155 HNL

Yearly Trough Low 140 HNL

Transaction Impact: A difference of 15.71 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0311

0.0279

JanuMarcMayJulySeptNove

RWF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0290, compared to 0.0306 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0290

H2 Avg (Jul–Dec) 0.0306

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0024 HNL (High: 0.0303 / Low: 0.0280). On the other end, September was the most stable month, with a tight range of 0.0001 HNL (High: 0.0306 / Low: 0.0305).

May Spread (Volatile) ±0.0024

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.0308) against the same month in 2013 (average: 0.0304), the exchange rate shifted by +0.0004 (+1.24%).

2014 Avg (November) 0.0308

2013 Avg (November) 0.0304

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0300	0.0293	0.0295
February	0.0294	0.0288	0.0291
March	0.0288	0.0282	0.0284
April	0.0283	0.0280	0.0281
May	0.0303	0.0280	0.0282
June	0.0308	0.0304	0.0306
July	0.0309	0.0303	0.0306
August	0.0306	0.0302	0.0304
September	0.0306	0.0305	0.0306
October	0.0309	0.0305	0.0308
November	0.0311	0.0306	0.0308
December	0.0307	0.0303	0.0305