2013 RWF to NAD Historical Review

YEARLY HIGH

0.0160 NAD

YEARLY LOW

0.0136 NAD

YEARLY AVERAGE

0.0148 NAD

2013 RWF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the RWF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 0.0160. Conversely, the yearly low was recorded on January 2, dropping to 0.0136.

This high-to-low spread represents a total annual volatility of 0.0023 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0141 to the December average rate of 0.0154, the exchange rate registered a net change of 9.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0160 was up 11.07% compared to the 2012 peak of 0.0144, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 80 NAD

2012 Average 67 NAD

Yearly Trough Low 68 NAD

Transaction Impact: A difference of 11.72 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0157

0.0139

JanuMarcMayJulySeptNove

RWF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0145, compared to 0.0152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0145

H2 Avg (Jul–Dec) 0.0152

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0015 NAD (High: 0.0154 / Low: 0.0139). On the other end, December was the most stable month, with a tight range of 0.0003 NAD (High: 0.0155 / Low: 0.0152).

May Spread (Volatile) ±0.0015

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 0.0155) against the same month in 2012 (average: 0.0135), the exchange rate shifted by +0.0020 (+14.77%).

2013 Avg (August) 0.0155

2012 Avg (August) 0.0135

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0146	0.0136	0.0141
February	0.0144	0.0139	0.0142
March	0.0147	0.0141	0.0144
April	0.0145	0.0139	0.0143
May	0.0154	0.0139	0.0144
June	0.0159	0.0151	0.0154
July	0.0157	0.0150	0.0153
August	0.0160	0.0152	0.0155
September	0.0158	0.0147	0.0152
October	0.0150	0.0146	0.0148
November	0.0155	0.0150	0.0152
December	0.0155	0.0152	0.0154